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Tokenized

Private Credit Platform

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InState OS

The Ultimate Private Credit
Tokenization Platform

InState OS is a technology solution
enabling private credit funds and non-bank lenders

to issue, distribute and manage investment products
Intelligently • Frictionlessly • Transparently

How it Works


1. Analyze


Connect Loan Asset Data

Track Assets and Portfolios

1. Analyze

- Connect loan data via API or direct file upload

- Setup portfolio preferences such as asset composition, risk assumptions, hurdles and KPIs

- Track and update your risk-performance data periodically tracking which loans to tokenize, and which tokens to service


2. Tokenize


Structure Investment Offerings

Issue Tokenized Products

2. Tokenize

- Define investment products to be issued by selecting templates or compose your own, such as :
direct participations (syndicate), single and multi-fund (units),
and structured notes (securitize)

- Issue tokenized investment products onto a dedicated Enterprise Blockchain DLT network for distribution


3. Monetize


Distribute Your Products

Manage Token Lifecycle

3. Monetize

- Distribute tokenized investment products for sale
to qualified investors in existing network or in extended interoperable avenues

- Manage token post-issuance lifecycle such as trading, holdings and payouts, processed per defined servicing flows, mandate and fee structure

Wallet
Management

Hold and Transact
Assets and Payments

Wallet
Management

Track and manage transactions and balances for any form of credit, tokenized as a programmable asset
Request more info

Asset
Management

Track Credit and Loan
Portfolio Management

Credit Asset
Management

Service and manage the lifecycle of any form of loan product, credit asset, and portfolio of assets
Request more info

Fund
Management

Collective Investments

Fund
Management

Customize and issue fund products and run end-to-end fund operations digitally
Request more info

Marketplace
Operation

Managed Venues

Marketplace
Operation

Setup and manage unique digital venues for the buying and selling of assets
Request more info

Securitization
Management

Structured Investments

Securitization
Management

Issue structured investment products backed by any credit asset or pool of assets
Request more info

Benefits of Tokenization
with InState OS


Financial


Increase Liquidity

Access Untapped Capital

Financial Benefits

- Increase liquidity through broader distribution networks and secondary trading

- Access untapped pools of capital through fractionalization, lower minimum investments and broader distributions - incl retail


Operational


Flexible Investment Products

Automated Management Flows

Operational Benefits

Issuing programmable assets and automated business process execution flows

- Allows you to issue and scale more flexible products
and
- Reduces operational overhead per AUM


Analytical


Transparent Data Visibility

Powerful Risk Decisioning

Analytical Benefits

Tokens are embedded with relevant data to drive InState OS risk intelligence tools

Improving the ability for both issuers and investors to make decisions about what to hold, issue, buy or sell



InState OS

Operating Software

InState OS

  • Financial Operating System

    InState OS powers intelligent and frictionless financial operations for all credit strategies and investment products
Learn more


InState Network

Credit Marketplace

InState Network

  • Managed Marketplace

    InState Network is a tech-driven private credit market that facilitates business funding, payments, and investment transactions in an efficient, transparent and equitable way
Learn More



InState OS

Private Credit
Operating System

InState OS

  • Financial Operating System

    InState OS powers intelligent and frictionless financial operations for all credit strategies and investment products
Learn more
Schedule a live demo

Tokenize

your Strategy

Deliver compelling fund products
for any private credit use case

Business
Credit


Business Credit

  • Some Use Cases
  • Direct Lending
  • Embedded Finance
  • Trade Finance
  • Asset-based Finance
Request more info

Consumer
Credit


Consumer Credit

  • Some Use Cases
  • Secured or Unsecured
  • Mortgage and HELOCs
  • Loan Marketplaces
  • BNPL, Embedded, BaaS
Request more info

Commercial
Real Estate
CRE Credit

CRE Credit

  • Some Use Cases
  • Residential or Industrial
  • Senior, Mez or Junior
  • Syndications
  • Funds of Funds
Request more info


Infrastructure, Project, Asset
Based - Credit

Project Credit

  • Some Use Cases
  • Renewable Energy
  • Infrastructure Debt
  • Specialty Lending
  • Syndications
Request more info

Building Blocks

of InState OS Tokenization

Wallet
Management

Hold and Transact
Assets and Payments

Wallet
Management

Track and manage transactions and balances for any form of credit, tokenized as a programmable asset
Request more info

Asset
Management

Track Credit and Loan
Portfolio Management

Credit Asset
Management

Service and manage the lifecycle of any form of loan product, credit asset, and portfolio of assets
Request more info

Fund
Management

Collective Investments

Fund
Management

Customize and issue fund products and run end-to-end fund operations digitally
Request more info

Marketplace
Operation

Managed Venues

Marketplace
Operation

Setup and manage unique digital venues for the buying and selling of assets
Request more info

Securitization
Management

Structured Investments

Securitization
Management

Issue structured investment products backed by any credit asset or pool of assets
Request more info

Feature Sets

Integrated accounting, analytics, and administration
in a single private credit tokenization platform

Product
Operations

Enterprise Credit
Operating System

Core Platform
Functionality

Flexible
UI's and Dashboards

Financial Product
Management

Customizable
Ledger and Transactions

Asset Tokenization
and Fractionalization

Powerful
Tools and Insights

Client Account
Management

Automated
Front, Middle and Back Office Flows

Analytics
Engines

Data-driven
financial insights

Analytics
Engines

Borrower Risk Analytics

  • Creditworthiness and borrowing intelligence
  • Financial performance and liquidity insights

Credit Portfolio
Risk Analytics

  • NAV insights and
    credit risk intelligence
  • Liquidity and cash flow forecasting

Investment Portfolio
Analytics

  • NAV insights and
    investment risk intelligence
  • Allocation and liquidity optimization

Core
Functionality

Enterprise Credit
Operating System

Core Platform
Functionality

Flexible
UI's and Dashboards

Financial Product
Management

Customizable
Ledger and Transactions

Asset Tokenization
and Fractionalization

Powerful
Tools and Insights

Client Account
Management

Automated
Front, Middle and Back Office Flows

Analytics
Engines

Data-driven
financial insights

Analytics
Engines

Borrower Risk Analytics

  • Creditworthiness and borrowing intelligence
  • Financial performance and liquidity insights

Credit Portfolio
Risk Analytics

  • NAV insights and
    credit risk intelligence
  • Liquidity and cash flow forecasting

Investment Portfolio
Analytics

  • NAV insights and
    investment risk intelligence
  • Allocation and liquidity optimization

Underwriting
Tools

Risk pricing, monitoring
and decisioning

Underwriting
Tools

Automated
Underwriting

  • Risk-based pricing
  • Intelligent decisioning
  • Loan and investment underwriting

Asset Portfolio
Monitoring

  • NAV and risk monitoring
  • Credit risk intelligence

Credit Risk
Management

  • Structuring and enhancement
  • Liquidity optimization

Technology

Overview

Our Platform's Five 'A's
Analytics • Accounts • Administration • Automation • API

Analytics

Analytics

Business

Investment

Lending

Cashflows

Risk Pricing

Structuring

Positioning

Targeting

Request more info

Administration

Administration

Clients

Contracts

Docs

Messaging

Request more info

Accounts

Accounts

Products

Accounting

Transactions

Vault

Enterprise
DLT Network

Request more info
Schedule a live demo

For further
Information contact
info@instate.io

Schedule a Demo
Get Started

Copyright © InState Financial Technologies Ltd 2023. All rights reserved.

For information only. No offer, recommendation or solicitation. Subject to T's, C's & approvals as applicable.

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Israel | New York | London

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Israel | New York | London

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Israel | New York | London

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